Massachusetts Jobs

underwriter.

• brimfield , massachusetts (remote)

• posted 5 days ago

job details

summary

• $29 - $30 per hour

• temp to perm

• high school

• category business and financial operations occupations

• referenceAB_4558447

job details

The Underwriter function will analyze and review all pertinent information of a residential mortgage file and assemble for decision, in accordance with policies and regulations and assures that appropriate documentation is obtained and completed. Fully remote Must have experience with Underwriting and Mortgages

salary: $29 - $30 per hour

shift: First

work hours: 8:30 AM - 5 PM

education: High School

Responsibilities

• Knowledge and proficiency in all levels of mortgage underwriting including Conventional, Non Conventional, Government, Jumbo and Internal mortgage

• Capacity to analyze highly complex borrower documentation, determine income and repayment ability and borrowing eligibility.

• Reviewing collateral appraisals to ensure they accurately depict market value by effectively analyzing comparable data, adjustments and other property characteristics; understanding added requirements relating to the appraisals of manufactured homes, condominiums and PUDs . Understanding industry terms and appraiser qualifications. Recognizing discrepancies and red flags that could impact property financing eligibility and keeping abreast of market trends.

• Recommending loan terms and structure; ensuring compliance with bank, Freddie Mac and correspondent banking policies and procedures, as well as all appropriate regulatory

• Preparing loan packages for presentation to committee(s) when Coordinating with manager.

• Presenting opinions and suggestions regarding loan qualification to manager/senior management.

• Ordering documentation to support key elements necessary to a mortgage

• Maintaining a working knowledge of Freddie Mac and correspondent banking online systems utilized for automated underwriting and loan

• Maintaining a solid understanding of all applicable guidelines, regulations and laws that pertain to all facets of the mortgage lending process.

Skills

• Mortgage Closer

• Risk - Mitigation

• documentation

• Microsoft Office

• Excel

• Underwriting

Qualifications

• Years of experience: 2 years

• Experience level: Experienced

Randstad is a world leader in matching great people with great companies. Our experienced agents will listen carefully to your employment needs and then work diligently to match your skills and qualifications to the right job and company. Whether you're looking for temporary, temporary-to-permanent or permanent opportunities, no one works harder for you than Randstad.

Equal Opportunity Employer: Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

At Randstad, we welcome people of all abilities and want to ensure that our hiring and interview process meets the needs of all applicants. If you require a reasonable accommodation to make your application or interview experience a great one, please contact HRsupport@randstadusa.com.

Pay offered to a successful candidate will be based on several factors including the candidate's education, work experience, work location, specific job duties, certifications, etc. In addition, Randstad offers a comprehensive benefits package, including health, an incentive and recognition program, and 401K contribution (all benefits are based on eligibility).

Applications accepted on ongoing basis until filled.

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samantha dougherty

• sam.dougherty@randstadusa.com