HarborOne Bank VP Commercial Lending Officer in Boston, Massachusetts
The VP, Commercial Lending Officer will examine, evaluate, and authorize approval of customer applications for commercial loans. This position reports to the EVP of Commercial Lending.
Include the following. Other duties may be assigned.
This individual will successfully manage and develop our commercial loan portfolio. Build strong relationships with customers and members while maintaining an active calling program prospecting new clients. Consistently identify and analyze potential new business markets to develop prospects for commercial loans. This candidate should have extensive experience with commercial lending within the local market with knowledge of key players and a thorough knowledge of lending products and underwriting standards.
Serve existing accounts, review quarterly, semi-annual and annual findings for compliance and credit determination. Maintain and confirm credit worthiness of customers. Gather, review and track appropriate documentation from applicants. Participate in the underwriting of loan requests for new and existing customers. Due diligence would include verifying financial information provided, analyzing financial statements, conducting credit checks and assuring loan meets all policy and regulatory requirements. Promote and cross-sell other bank products and services as appropriate to customer requirements.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and Qualifications:
The qualified candidate will have at least 10 years of direct underwriting and portfolio management experience. Knowledge of SBA and other similar government guarantee programs preferred. A Bachelor’s degree from a four year College or University is preferred.
Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization.
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision and ability to adjust focus.
The noise level in the work environment is usually moderate.
HarborOne Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, marital status, national origin, disability status, protected veteran status, or any other characteristic protected by law. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
External Company URL: www.harborone.com