Massachusetts Jobs

(Non-Depository - Mortgage) - (24000124) As an examiner, you can expect to: Assess compliance with accounting practices and/or applicable laws and regulations Analyze financial statements, policies and procedures, and interview staff Participate in team examinations Gain knowledge of the examination areas Attend state and federal regulatory training programs Consider joining our examiner team if you: Are interested in a public position and enthusiastic about serving the public good. Are interested in the supervision and regulation of the mortgage lender, mortgage broker, and loan servicer industries. Have knowledge and experience in mortgage/lending, conducting compliance reviews, analyzing financial statements, performing financial analysis, and assessing risk. Have experience in accounting, business, banking, finance, economics, or related fields (public policy, IT/cybersecurity, criminal justice, data analytics). Are eager to embrace new challenges and learning opportunities while working in a team environment. Have strong analytical, multi-tasking, writing, and communication skills. Preferred Qualifications: We encourage individuals who believe they have the skills necessary to thrive to apply for this role, even if you don?t meet 100% of the job requirements. Experience in mortgage, debt collection or banking industries; accounting, auditing or consulting in the financial services industries. Familiarity with the Truth in Lending Act, Real Estate Settlement Procedures Act, Anti-Money Laundering, Equal Credit Opportunity Act, Fair Housing Act, or Information Security. Willing and able to travel throughout the Commonwealth of Massachusetts and travel out-of-state with some overnight stay (dependable way to travel to multiple sites around Massachusetts is required; driver?s license and access to a vehicle are recommended). Work/Life Balance: Hybrid Position: Examiners have the opportunity to work from home but also are periodically required to be on site at a regulated institution, or one of our four regional offices (Boston, Lakeville, Woburn, or Springfield). You can expect at least 24-hour notice of where/when you will be traveling onsite in Massachusetts. Flexible Schedule: Examiners have various options for: start and end times; and every other Friday off. The Examiner position is a union role in the National Association of Government Employees (NAGE) Unit 6 and is covered by the union contract and benefits. The Division offers a competitive starting salary of \$71K (Grade 10) and salary (step) placement can range up to \$82K based on relevant years of experience. Primary Duties: Assist in the analysis of non-depository licensees including mortgage broker, mortgage lender, and mortgage servicers; review loan files, transaction records and reports, including account contracts and disclosures, as well as transaction histories, and perform analyses on data collected to determine compliance with state and federal consumer protection regulations. Evaluate each licensee\'s compliance management system to ensure sufficient oversight by the directors and senior management with adequate policies and procedures, operational controls, internal monitoring, training, complaint processes and periodic independent testing to ensure compliance.Analyze mortgage call reports, balance sheets, income statements, and other financial documents to determine