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As a Credit Risk, Managing Director you are a part of Risk Management and Compliance and are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

This position is for a Credit Risk Executive who will lead a dedicated team of underwriters in the Technology industry, specifically focused on sponsor and leveraged recurring revenue financings . The Credit Risk Executive is the supervisory credit risk manager for the loan portfolio and leads the risk team working in partnership with coverage banking management and officers, syndications, and other partners, to analyze and approve credit requests, structure credit facilities, and negotiate credit agreements and other loan documentation.

Job Responsibilities

Head of Sponsor/Leverage Recurring Revenue

This position is for a Credit Risk Executive who will lead a dedicated team of underwriters in the Technology industry, specifically focused on sponsor and leveraged recurring revenue financings . The Credit Risk Executive is the supervisory credit risk manager for the loan portfolio and leads the risk team working in partnership with coverage banking management and officers, syndications, and other partners, to analyze and approve credit requests, structure credit facilities, and negotiate credit agreements and other loan documentation.

To be successful, this individual needs a broad and deep understanding of the business, financial, and industry risks faced by clients in the assigned portfolios; expertise in structuring commercial loan transactions and managing all types of credit risk; and a comprehensive knowledge of corporate finance standards.

Leadership

• Manage multiple levels of credit risk professionals across geographies, markets, and lines of business

• Lead and facilitate a robust and diverse talent strategy and development plan across the organization

• Fosters a collaborative and inclusive environment that supports growth and development; leads inclusively and prioritizes diversity, equity and inclusion

• Partner with executive management across the organization to influence and collaborate on the accomplishment of business objectives and overall company goals

• Initiate, influence and guide change to advance market, function, and organizational growth and progression

• Join coverage banking management in client- and prospect-facing meetings and events

• Develop and maintain external partnerships with counsel and financial advisors.

Risk Assessment

• Identify the key risk factors associated with clients, transactions, and industry sub-sectors

• Develop and articulate a dynamic, forward-looking risk assessment of borrowers, transactions, and industry risks and other factors

• Ensure thorough client due diligence and consistent transaction negotiations across the team

• Attend client, bank, and industry meetings to develop a thorough understanding of client borrowers, management teams, and industry sectors

• Recommend and approve appropriate credit structures relative to risk assessment and policy considerations

Credit Approval Process, Portfolio Management and Control Process

• Apply corporate finance, accounting expertise and industry knowledge of credit market to develop appropriate financing structures

• Review credit approval materials, ensure all credit risk policies are followed, and utilize approval authority and/or, where necessary, present and recommend credits for approval by senior management

• Lead the team in the analysis, negotiation and execution of financing terms and conditions

• Ensure risk ratings are accurate across the portfolio and reflect a current forward-looking view of the portfolio's health

• Provide early identification and proactive management of deteriorating credits and other problem situations and lead the team to successful outcomes

• Lead periodic portfolio reviews, watch list and credit surveillance meetings

• Implement acceptable portfolio management metrics for covenant monitoring, document gathering, approval requirements, etc.

• Achieve satisfactory audit and credit review results

• Maintain a control environment consistent with internal policies

• Participate in business activities providing a risk perspective, strategic planning, resolution of legal issues, assessment, and mitigation of reputational risks, etc.

Required Qualifications, Capabilities and Skills

We are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role.

• Minimum of 10+ years Commercial Banking risk experience preferred

• Strong experience with leveraged private equity owned businesses is preferred

• Superior credit, corporate finance, negotiation, loan documentation skills

• Strong interpersonal skills, verbal and written communication, collaboration, partnership, and time management skills

• Independently productive; able to operate at a highly effective level with minimal day-to-day managerial direction

• Prior management experience leading teams and influencing stakeholders and partners

• Completion of a major corporate or investment bank credit training program, or equivalent experience, and a thorough understanding of bank credit policies and procedures

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the "WELL Health-Safety Rating" for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment.

As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm's current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm's vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer/Disability/Veterans

Base Pay/Salary

New York,NY $250,000.00 - $450,000.00 / year